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Repairing your credit score means you want positive events to appear on your credit history and get rid of the negative ones. Your credit score is the quickest way of getting to know what shape your credit history is in. If an institution wishes to know your credit history in detail, they review your credit report.

The institutions that do that often include banks, creditor and any other entities that forward loans. A credit history that’s in good shape makes it easy for you to get the loan you have applied for.

As mentioned earlier, credit score is the quickest way to know what your credit history is like. There is good score, bad score and average score wherein bad score means there are lots of negative events on your credit history and vice versa.

Equifax, Experian and TransUnion are the three major credit bureaus that prepare your credit reports and can send them to you upon your request.

How does credit repair work?

  •  You call me to schedule a FREE consultation. I do in-person at my office or phone consultations.

  •  I pull your credit and start discussing all the negative items you have on it.

  •  I explain the game plan and time frame for me to do the work.

  •  Basically, I take a look at all the negative and bad items. After that we find out if we can remove them.

  •  I prepare mail letters based on your behalf and mail the creditors and ask them to remove it.

  •  I continue disputing the negative items until they are removed.

Credit Repair Services Include:

It is crucial to know what makes up your credit score so you have an idea of what you must or must not do to affect it. The factors that make up your credit score Include the following:

  • Removal of Collections

  • Removal of Late Payments

  • Removal of Charge-Offs

  • Removal of Bankruptcies

  • Removal of Repossessions

  • Removal of Foreclosures

  • Removal of Judgements

Client Responsibilities:

Client must sign up with our Recommended Credit Monitoring Systems, sign a Service Agreement, and Follow the necessary Guidelines depending on Case.